Why Banks Like Revolut and N26 Are Pushing Metal Cards
Metal cards used to be for millionaires only. Now fintech apps are charging monthly fees for them. Here is why.
Ten years ago, the only way to get a metal card was to be invited to the American Express (Black Card) club. Today, apps like Revolut, Monzo, and N26 offer them to anyone willing to pay a monthly subscription.
It's About "Top of Wallet"
Banks know a secret: You use the card that looks best.
If you have a flimsy plastic card from Bank A and a heavy metal card from Bank B, you are psychologically 80% more likely to reach for the metal one when paying for dinner. Banks want to be "Top of Wallet," so they use metal as a lure.
The Cost vs. DIY
These banks often charge $15 to $20 per month for their metal plans. That is $240 a year, forever.
The DIY Alternative: With our kits, you pay once. You convert your existing bank card (which has no monthly fee) into metal. You get the luxury status symbol without the monthly subscription trap.
Want to build this yourself?
Get our Premium Metal Card DIY Kit and start your project today.
