Does a Metal Card Affect Your Credit Score?
A common question answered. (Spoiler: No, but it might change your psychology!)
We often get asked: "Do I need a high credit score to buy a metal card kit?"
The Hardware vs. The Software
Think of your bank account as the "Software" and your card as the "Hardware."
Switching from a plastic card to a metal one is like taking the SIM card out of a cheap phone and putting it into a flagship phone. Your phone number (and your credit score) stays exactly the same.
The "Halo Effect"
However, there is a psychological trick. Studies suggest that when people carry "luxury" items, they tend to act more financially responsible to match that self-image. Carrying a premium card might just subconsciously encourage you to manage your money like a VIP.
Want to build this yourself?
Get our Premium Metal Card DIY Kit and start your project today.
